Guidance

Guidance Notes

General guidance notes are issued periodically to assist subject persons in fulfilling their Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) obligations.

These guidance notes cover various topics, including customer due diligence, reporting suspicious transactions, and the outsourcing of AML/CFT functions

Guidance Note 01 of 2025 Identification and Verification of Beneficial Ownership

Guidance Note 02 of 2024 Sanctions Screening Systems

Guidance Note 18 of 2023 Donors to NPOs

Guidance Note 17 of 2023 – Risk Based Approach for Lending Institutions

Guidance Note 16 of 2023 – Risk Assessment for Lending Institutions

Guidance Note 15 of 2023 – Risk Based Approach for Legal Practitioners

Guidance Note 14 of 2023 – Risk Assessment for Legal Practiitioners

Guidance Note 13 of 2023 – Implementing Risk Based Controls NPOs

Guidance Note 12 of 2023 – Understanding Risks and TF Indicators NPOs

Guidance Note 11 of 2023 – Risk Based Approach for VASPs

Guidance Note 10 of 2023 – Risk Assessment for VASPs

Guidance Note 09 of 2023 – Risk Based Approach for DPMS

Guidance Note 08 of 2023 – Risk Assessment for DPMS

Guidance Note 07 of 2023 – TFS

Guidance Note 06 of 2023 – Risk Based Approach for TCSPs

Guidance Note 05 of 2023 – Risk Assessment for TCSPs

Guidance Note 04 of 2023 – Risk Based Approach for Real Estate Agents

Guidance Note 03 of 2023 – Risk Assessment for Real Estate Agents

Guidance Note 02 of 2023 – Casinos

Guidance Note 01 of 2023 – ADLAs

Revised Guidance Note 01 of 2019 on PEPs Due Dilligence

Guidance Note No 01 of 2018 on CDD Relating to Intermediaries

Revised Guidance Note No 04 of 2017 on Timely Reporting of Suspicions

Guidance Note No 03 of 2017 on GoAML Reporting of Cross Border Remittances

Guidance Note No 02 of 2017 on Cross Border Remittance Risks Related to Imports

Guidance Note No 01 of 2017 on De-risking

Revised Guidance Note No 07 of 2015 a Practical Guide to Accessing UNSC Lists

Guidance Note No 06 of 2015 on Reporting STRs SARs CTRs and EFTs

Guidance Note No 05 of 2015 on Section 42 of Intervention Orders

Guidance Note No 04 of 2015 on the Term Transaction as Applied to AIs and RIs

Guidance Note No 03 of 2015 on Customer Identification and Keeping of Records

Guidance Note No 02 of 2015 on Sanction Screening Tool

Guidance Note 01 of 2015 on Public Notice On Beneficial Ownerhips CDD

Guidance Note No 02 of 2012 on Unit Trust Managers

Guidance Note No 01 of 2012 on Legal Practitioners

Guidance Note No 04 of 2009 on the Implementation of a Compliance Regime

Directives

Our directives are mandatory, legally binding orders issued to reporting entities (such as banks, casinos, or real estate agents), which instruct said entities on how to comply with Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) obligations, including identifying suspicious transactions, applying customer due diligence, and reporting required information